Business Identity Clause

is a life insurance services provider that helps individuals and families understand, compare, and secure life insurance coverage tailored to their needs. By opting in, users may receive messages related to life insurance inquiries, policy information, quotes, appointment reminders, follow-ups, and important updates regarding their request or coverage. Messages may be sent via SMS, phone call, or email to support customer service, education, and policy-related communication.Clearly insert your business name and a brief description of the messages users can expect. This clause gives users an idea of who you are and what you do.

Opt-Out & Support Mechanisms

This must cover how users can opt out of messaging and explain how they can get support.

“You can cancel the SMS service at any time. Just text "STOP" to the (762) 475-8393. After you send the SMS message "STOP" to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, just sign up as you did the first time and we will start sending SMS messages to you again. If you are experiencing issues with the messaging program you can reply with the keyword HELP for more assistance, or you can get help directly at [email protected]"

Carrier Liability Clause

"Carriers are not liable for delayed or undelivered messages."

Message Frequency Clause

This clause must cover the frequency in which you receive messages as a user.

“As always, message and data rates may apply for any messages sent to you from us and to us from you. You will receive Up to 3–5 messages per week per contact, depending on user interaction.. If you have any questions about your text plan or data plan, it is best to contact your wireless provider.”

Privacy Policy Link

You must have a cross-link to your privacy policy within the Terms of Service.

“If you have any questions regarding privacy, please read our privacy policy: Privacy Policy”

Age Restriction (18+)

By accessing or using this website and our services, you confirm that you are at least 18 years of age. Our services, including SMS communications, are not intended for individuals under the age of 18.

We do not knowingly collect personal information, including phone numbers, from anyone under 18. If we become aware that information has been collected from a person under the age of 18, we will take appropriate steps to delete such data promptly.

By providing your contact information and consenting to receive SMS communications, you represent and warrant that you meet the minimum age requirement."